Best Baccarat Online Casinos for Real Money in 2024

Online baccarat offers players the chance to compete live against other online gamblers or enjoy a more leisurely electronic game. It’s a card game that has many physical variants, most of which can be found when you play online casino baccarat if you know where to look.

Here, you can find a list and reviews of the best baccarat online casino sites. You can also learn everything you need to know about this classic card game, from which promos you can use to boost your game to the history of baccarat, the odds, and the return to player (RTP) involved.

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List of the Best Baccarat Casinos Online in 2024

For the best online baccarat experience, we recommend visiting the top online baccarat casino sites, which you can find listed below:

1. Wild Casino – The Best Online Baccarat Casino in 2024
2. Bovada – Practice Baccarat in Demo Mode for Free
3. BetWhale – Place Live Bets of up to $10,000 on Baccarat
4. Lucky Creek – Join the Crypto Elite Club for Additional Perks
5. Lucky Red   –  Features the Best Baccarat Options for Mobile Play
6. Black Lotus – Claim a Generous 5% Cashback Bonus for Live Baccarat
7. Ignition  – Offers Live Classic and Mini Baccarat Games
8. TG Casino – Explore Over 56 Thrilling Baccarat Games and Variations
9. Everygame – Top Online Casino for Punto Banco Baccarat Games
10. High Roller – Accepts Low $1 Bets on Live Baccarat Games

Reviews of the Best Online Baccarat Casinos

Below, we take a closer look at the top five online baccarat casinos on our list, giving insight into what these offshore casinos offer, how they compare, and what makes them a top choice for baccarat players.

1. Wild Casino – The Best Online Baccarat Casino in 2024

Our Verdict: 9.8/10

Wild Casino is the best casino for real-money baccarat online. The site offers nine live baccarat games, with table limits ranging from a minimum of $5 to a maximum bet value of $10,000. As such, Wild Casino is one of the best live casinos for high-stakes players.

Six electronic versions of the game, including Dragon Baccarat and Ultimate Baccarat, are also available. However, none of these are offered in demo mode, so we suggest learning the rules before committing real money. Wild Casino also offers over 700 other top-quality casino games, ranging from slots and online blackjack to video poker and specialty games, in its library.

The site offers over 20 payment methods, 15 of which are cryptocurrencies, like Bitcoin. At this top crypto casino, you can deposit up to $500,000 using Bitcoin.

Key Features

• License & Security: 9.8/10
• Baccarat Games: 9.8/10
• Live Baccarat: 9.9/10
• Payment Methods: 9.8/10
• Mobile Experience: 9.6/10
• Desktop Experience: 9.7/10
• Promotions & Rewards: 9.8/10
• Customer Support: 9.8/10

2. Bovada – Practice Baccarat in Demo Mode for Free

Our Verdict: 9.7/10

Another top site for real-money baccarat online is Bovada. The much-touted gambling site has been around since 2011 and provides some of the best live dealer baccarat in the US via its Dynamite Interactive and Gold Tier Games suites. The betting limits for live tables are clearly outlined and extensive, ranging from $5 to $2,500, making this a top spot for both high rollers and those on a budget.

Bovada only offers two electronic baccarat games, both classic variants. Consequently, it probably isn’t the best place to visit if you’re looking for unique twists, like Punto Banco. On the plus side, however, these are both offered in demo mode, giving you an opportunity to test the waters and try out new strategies before playing baccarat online for real money. In addition to live and classic baccarat, you can also play Super 6, which is a very similar game that allows fun side bets.

The current casino welcome promotion at Bovada is a deposit match worth up to $3,750. Note that you can chip away at the moderate 25x playthrough requirement by playing the video blackjack variants, but that the live dealer baccarat games do not count.

Key Features

• License & Security: 9.8/10
• Baccarat Games: 9.4/10
• Live Baccarat: 9.8/10
• Payment Methods: 9.8/10
• Mobile Experience: 9.6/10
• Desktop Experience: 9.7/10
• Promotions & Rewards: 9.6/10
• Customer Support: 9.8/10

3. BetWhale – Place Live Bets of up to $10,000 on Baccarat

Our Verdict: 9.3/10

BetWhale features 16 real-money baccarat games, ranking it as one of our top online baccarat casinos. The site also boasts seven electronic baccarat games in its library, including No Commission and Dragon Baccarat.

The platform stands out for its nine live baccarat games, which offer low betting limits of $1, ideal for players with smaller budgets. However, high rollers are not forgotten, as the casino accepts maximum bets on some live baccarat tables of up to $10,000.

While BetWhale doesn’t offer many baccarat variations or provide games in demo mode, it does feature over 1,300 games in total, including online roulette, slots, and craps, all from top software developers, so there’s something for everyone. The promotional offering is strong, too, with BetWhale providing several top bonuses, which players can use to play video baccarat games.

Key Features

• License & Security: 9.6/10
• Baccarat Games: 9.2/10
• Live Baccarat: 9.8/10
• Payment Methods: 9.5/10
• Mobile Experience: 8.8/10
• Desktop Experience: 9.2/10
• Promotions & Rewards: 9.2/10
• Customer Support: 9.4/10

4. Lucky Creek – Join the Crypto Elite Club for Additional Perks

Our Verdict: 8.8/10

Lucky Creek may seem like an unusual addition to our list of the top sites for real baccarat online since you’ll only find one baccarat game on offer. However, the site provides one of the best live baccarat gaming experiences, shooting it to the top of our list.

The casino doesn’t state the betting limits for this live game upfront but provides all the details once you sign in. When it comes to promos, Lucky Creek offers several that cater to baccarat players. For instance, you can earn a 5% cashback promo on all live dealer games you play during the week, including baccarat.

Additionally, the site has a top crypto VIP program that provides further perks and bonuses for playing baccarat and trying out strategies. Speedy Bitcoin withdrawals also make this one of the fastest-paying casinos in the US.

Key Features

• License & Security: 9.8/10
• Baccarat Games: N/A
• Live Baccarat: 6.0/10
• Payment Methods: 9.0/10
• Mobile Experience: 8.8/10
• Desktop Experience: 8.9/10
• Promotions & Rewards: 9.7/10
• Customer Support: 9.6/10

5. Lucky Red – Features the Best Baccarat Options for Mobile Play

Our Verdict: 8.5/10

If you want to play baccarat online for real money, another top online casino to visit is Lucky Red. While this online baccarat casino doesn’t offer any live dealer games, it provides all its electronic games for instant play, download, and mobile play. As such, it is one of the best casino apps for baccarat gaming.

The site only provides a single baccarat game, but it works like a charm. You can play for free in demo mode to test your skills before committing real money. You can also find a fantastic selection of bonuses and promotions, including the 400% welcome offer, which provides generous deposit matches. You can use these to boost your bankroll before playing baccarat or one of the other 300+ games on offer.

Key Features

• License & Security: 9.5/10
• Baccarat Games: 7.0/10
• Live Baccarat: N/A
• Payment Methods: 9.0/10
• Mobile Experience: 8.8/10
• Desktop Experience: 9.0/10
• Promotions & Rewards: 9.5/10
• Customer Support: 9.5/10

Top Platforms for Online Baccarat for Real Money Compared

Compare the best online baccarat sites on our list side-by-side to find your ideal casino:

How To Choose the Best Online Baccarat Casino

While it makes sense to check out what online baccarat games a casino offers, considering several other aspects of the site will ensure you have a top casino experience. Below, we walk you through some of the criteria worth considering when picking an online baccarat gambling site.

License & Security

Always opt for a licensed online casino. To maintain their license, these sites must meet stipulations regarding player safety, fair play, and secure payments, making them far more trustworthy. Some of the best baccarat online casinos have licenses from international gaming authorities, like Curaçao eGaming or the Malta Gaming Authority.

Variety of Baccarat Games

Since you’re visiting the site to play online baccarat, it also makes sense to review the baccarat games on offer. Take a close look at things like whether live and electronic baccarat are provided and what variations are available.

Live Casino Baccarat

If you prefer the excitement of live baccarat online, then it is important to check that the site you want to join offers live casino gaming and, in particular, baccarat. It is also worth considering the betting limits applied at these tables and whether they fit with your budget.

Provably Fair Games & RTP

Another aspect we recommend considering is whether the games are provably fair (most crypto games are) and what sort of return to player percentage (RTP) the baccarat games provide. In most cases, online baccarat has an RTP of around 98% – 99%; anything less than that is not worth playing.

Developers

Make sure that the baccarat casino online that you join offers games from top software developers like Pragmatic Play, Nucleus Gaming, Evolution, and Fresh Deck Studios.

Promotions

While most online casinos rarely offer promotions specifically for baccarat, you will find a selection of general bonuses like deposit matches. It is essential to check that you can use the promo funds from these to play baccarat games and that baccarat games count toward meeting the bonus rollover requirements.

Payment Methods

The best baccarat online casinos will offer varied payment methods, including credit cards, bank transfers, e-wallets, and cryptocurrencies like Bitcoin. It is also worth checking that the deposit and withdrawal limits work for you and that the casino pays out timeously.

Customer Support

Try to find a casino for online baccarat that offers 24-hour support and direct contact with a customer service agent, such as a live chat or a phone line.

What Are Baccarat Online Casinos?

Baccarat online real money casinos are online casino sites that offer live and electronic baccarat games. The age of the internet saw the expansion of casinos from brick-and-mortar establishments to online and offshore casinos that provide digital replicas of the most-loved casino games, including baccarat.

These online sites provide the same exciting gaming options but offer a touch of convenience by allowing you to explore your favorite casino games from the comfort of your home. While you can find several US-regulated online casinos in regions like Pennsylvania and New Jersey, these real money baccarat sites are often limited in what they offer.

Conversely, offshore online casinos, like those in this guide, are based outside the US and obtain their licenses from their local regulatory authorities. As such, the restrictions on what they may or may not provide are more flexible, offering US players a more extensive online gambling experience. The offshore locale of these online casinos means they don’t fall under the governance of US gaming laws, making them accessible to US players via a legal loophole.

Understanding Online Baccarat

Although online baccarat for real money may not be as popular as blackjack, it is still a great card game and is ideal for novice players. Although baccarat is played against the house, like blackjack, it doesn’t require you to play a hand.

Instead, the cards dealt to each player determine points and value, giving rise to a winner. In this game, you and the dealer receive two face-down cards each. Before the value of the cards is revealed, you must place wagers on whether you predict the value of the cards will fall in favor of a particular side. Will the dealer have the higher-valued hand, or will the player? It is up to you to decide.

The points accumulated for each round are added up in a tally, and your bet is based on the end result of this tally. In some versions of baccarat, you also have the option to bet whether the tally will result in a tie.

Baccarat Rules

Online baccarat is relatively straightforward, with a few simple rules:

• 10, J, Q, and K – are worth 0 points.
• Ace – is worth 1 point.
• 2, 3, 4, 5, 6, 7, 8, and 9 – retain their face value in points.
• Tens are excluded – in other words, if you receive two 9s, which would in any other circumstance total 18, only the eight is acknowledged, and the 10 falls away, leaving you with 8 points.

History of Baccarat

Baccarat has existed for centuries. Today, it is one of the top card games played at land-based and online casinos. Below, we take a closer look at the timeline of this fascinating card game:

• 960-1279 BCE – According to a paper from the Center of Gaming Research at the University of Nevada, titled “The History of Baccarat,’ it is believed that Baccarat evolved from the Chinese game of Pai Gow, played during the Song Dynasty, where the objective was to accrue a score of nine, the highest score available in Baccarat.
• 1271–1295 – It is believed that Marco Polo brought the game of Pai-Gow/Baccarat to Italy after his travels to Asia.
• 15th Century – In Rome, the game evolved to baccara, meaning “zero,” as the value of tens and face cards had a value of zero. It is said that Felix Falguierein, an Italian croupier, was responsible for this moniker.
• 19th Century – The game gained popularity in France under King Charles VIII. It evolved, gaining new rules and the name Chemin De Fer.
• 1911 – This same paper outlines that Baccarat arrived in the US in 1911 but was played illegally until the 20th Century.
• 1950 – Francis “Tommy” Renzoni brings Punto Banco Baccarat to the US (Nevada) from Havana, Cuba.
• 1990s – Online casino Baccarat is introduced to the world with the Age of the Internet.
• 2000s – Live online Baccarat is introduced at online casinos.

Benefits of Playing Baccarat Online vs. Land-based Casinos

Land-based casinos are known for their fun atmospheres and pizzazz. Still, baccarat casinos online have become an altogether more popular choice for baccarat players for a number of reasons, several of which we discuss below:

More Convenient & Accessible

A baccarat casino online is accessible from anywhere using a computer or mobile device and provides 24-hour gaming.

Better Game Variety

An online casino with baccarat is not restricted by the number of tables it can squeeze onto a floor space. As such, these platforms offer extensive variations of baccarat and a large number of tables.

Faster Withdrawals

Online casinos accept unique payment methods like cryptocurrencies, which allow for instant, fee-free transactions. Because these Bitcoin casinos allow transactions using coins and tokens, they also require less KYC procedure and are, thus, perfect for those looking for an incognito gambling experience.

Larger Bonuses

Offshore sites that offer baccarat for real money are at liberty to create their own bonuses and promotions. This, combined with the offering of cryptocurrency payment methods, allows them to provide promotions worth thousands of dollars.

Faster-Paced

Electronic gaming and the latest technological innovations allow an online casino with baccarat games to offer faster-paced gaming options.

Lower Minimum Stakes

Most online baccarat casinos offer lower minimum stakes on games, ranging from $0.10 to $1. This feature allows players to enjoy these games irrespective of how modest their budgets might be.

Types of Baccarat Games Available Online

If you want to play baccarat online for real money, it is always best to find the online casino that offers the game variation you most prefer. There are several baccarat game styles offered by online gambling sites, the most popular being:

Traditional Baccarat

This version of baccarat offers three sides for you to choose from when placing your bets. You can back the banker or the player or wager that the tally will result in a tie. Each online casino offering traditional baccarat will offer it, with Wild Casino being a top choice for many.

Baccarat Banque

This version of baccarat is played with three decks, not six or eight. While the gameplay remains similar to that of Chemin De Fer, the banker’s role remains fixed until the banker’s bankroll runs out or the shoe has been played through fully.

Punto Banco

Considered “Classic” baccarat, this version of the game is played using six decks in the shoe. The aim is to bet on whether the player or the banker will have the highest value hand.

Mini Baccarat

This game is a smaller, faster version of traditional baccarat, played with eight decks and lower maximum and minimum bets.

Chemin De Fer

The French variation of baccarat, Chemin De Fer, sees players betting one at a time against one another instead of against the house. The aim here is to get a hand with a value of nine or as close as possible to win the round.

Lightning Baccarat

One of the more popular online casino baccarat games, lightning baccarat, follows the same structure as traditional baccarat but has an additional lightning round in which up to five random cards receive a unique multiplier.

Baccarat Games RTP Comparison

Each version of baccarat has its own return-to-player percentage (RTP). This value estimates how much you’ll win back based on a $100 bet played over an extended period. The higher the RTP, the better the value the game provides.

Live Baccarat Casino Sites

Playing at an online casino with live baccarat for real money is becoming a top choice for many players. Live baccarat casino sites livestream baccarat games that play out from a studio with a live croupier, offering a more authentic casino experience. You can participate in these games by taking a virtual seat at the baccarat table and placing your bets with the croupier over live chat.

Live baccarat gaming at online casinos offers the excitement of a land-based casino but is more convenient. You can play at any time without having to wait for a seat at a table, all from the comfort of your home. Wild Casino ranks as one of the best live baccarat casinos, as it provides nine different live baccarat games with varying betting limits.

How Online Baccarat Differs from Playing at Traditional Brick-and-Mortar Casinos

Playing online baccarat differs greatly from playing at a brick-and-mortar baccarat casino. You can find the top pros and cons of online baccarat casino gaming below:

Baccarat Strategies

When you play baccarat online for money, it is important to note that there are no strategies that will influence the house edge; once the cards are dealt, you have no way to influence the outcome of the round. However, there are several strategy guides that you can apply for even money payouts.

Martingale Baccarat Strategy

This popular betting strategy is simple to implement but requires a large bankroll. The objective is to double your bet with each loss so that when you win a round, you recoup all your losses and strike even or, in some cases, even turn a small profit. Once you win, you reset your bet back to your initial bet and start again.

D’Alembert Baccarat Strategy

This system is more challenging and requires you to set a betting unit (usually 1% of your bankroll.) Your initial bet starts at five betting units. If you lose your bet, you increase your wager by one betting unit; if you win your bet, you decrease it by one betting unit. While this system works well for bets on the player or the banker, the lower house edge on banker bets makes this option a better choice when putting this strategy into play.

Paroli Baccarat Strategy (With Imposed Limit)

This betting strategy works in the reverse manner of the Martingale system. Here, when you win a round, you double your bet, and when you lose, you reset your wager back to your initial figure. However, it is advised to impose a limit on a winning streak (three times is usually a smart option) to reduce the risk of a big loss. In other words, if you’re on a winning streak, it is best to double your bet no more than three times before reverting back to your original wager value.

Best Online Baccarat Casino Promotions

Casinos offering online baccarat rarely provide baccarat-specific bonuses. However, these sites provide many promotions that offer bonus funds, which you can use to play a baccarat game online for real money. Some of the best casino bonuses include:

Welcome Promotions

These are bonuses offered to new players by an online casino with baccarat. Usually, the most generous promo the site provides, these bonuses often come as deposit match promos, where the casino matches your deposit in bonus funds up to a specific amount. You can then use these bonus funds to play online baccarat.

Reload Bonuses

The best online baccarat sites offer deposit match promos to repeat players to reward them for their loyalty. While often not as generous as the welcome promos, these rewards also offer bonus funds to use for playing baccarat.

Cash Back Promos

Sometimes, an online baccarat casino offers a cashback promo, which pays you back a portion of your losses when you play baccarat on a particular day or over a period of time.

Mobile Baccarat for Real Money

Most of the best online baccarat sites understand that players also want to enjoy their top table games on the go. For this reason, these sites also offer mobile baccarat for real money via downloadable casino apps or mobile-optimized websites. Optimized websites are usually the best option as they offer all the games, features, and functions you enjoy online, and they’re accessible to iOS and Android users.

Wild Casino ranks as the best platform for mobile baccarat for real money. By visiting Wild Casino’s mobile-optimized site, you can enjoy 15 different baccarat games, both live and mobile, from anywhere.

Best Online Baccarat Casino for Real Money 2024

The best online casino for baccarat is undoubtedly Wild Casino. Here, you can play 15 different baccarat games, including live and electronic options. Wild Casino provides varying betting limits on all its baccarat games, allowing you to place wagers that suit your budget, whether you’re a high-stakes player or you have a more modest budget.

You’ll find extensive payment options, including cryptocurrencies, allowing you to access your online baccarat winnings instantly with no KYC or fees. By claiming the generous welcome bonus the site offers, you can easily play more of the baccarat games available and test out your strategies.

Online Casino Baccarat FAQs

Responsible Gambling

One of the best ways to enjoy online baccarat is to play responsibly. If you battle with problem gambling, the following resources are worth contacting:

• National Council on Problem Gambling
• Gamblers Anonymous
• The Gambling Clinic
• Gamble Aware